Mortgage 101 | Debt to income ratio to buy a house

Mike Iwinski
Mike Iwinski
Published on May 19, 2020

Mortgage 101, Debt to income ratio to buy a house

Ever wonder what is included in debt to income ratio? Or need a pre-approval definition? Maybe you just need some Mortgage 101?

Today, I brought in my lender partner Rich Kimball of Cross Country Mortgage to break it all down: dti ratios, what is a good dti, what is the maximum debt to income ratio, pre-approval vs pre-qualification, and down payment options. Do you really need 20% anymore? Watch the video!

Rich can reached at 847-603-2215 and [email protected]

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I’m a full-time RealtorĀ® in the Northwest Suburbs of Chicago. I believe that Every Home is Custom, and love helping clients find their own version of that.

I’m a proudly married, have two school-aged kids, and a small herd of family pets. Between all of that, I sometimes sneak a quiet moment to find my way around a guitar or bass and record my musical wanderings. Rock on!

If you want to talk to me about real estate in Chicago’s suburbs, hit me up on social, call or text at 847-372-8210 or drop me a line at [email protected]

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